Calledge
Founder & CTO
Expert consultations, from discovery to payment. One platform, multiple brands.
Vladimir Klepic · Founder & CTO
Complex problems.Working systems.
I turn complicated ideas into clear decisions and working products. Technical strategy, product execution and financial infrastructure between Europe and West Africa.
PARISABIDJAN
Meet Vladimir Klepic 01Inside the build
Good products.
Better decisions.
The interesting part is what happens beneath the interface. Explore the problem, the architecture and the decisions that connect them.
FABA Finance / Credit routing
Select a stage to explore the decision behind it.
01 / Originate
Make the first step accessible.
A mobile interface captures credit applications. Borrower needs become structured information that institutions can assess.
02 / Orchestrate
Connect the right borrower to the right bank.
A distribution layer routes credit applications by risk profile, geography and product fit. The bank underwrites. The platform orchestrates.
03 / Distribute
Let institutions do what they do best.
Applications reach the banking institution suited to the request. A borrower interface and a bank dashboard keep both sides connected to the same journey.
Calledge / Expert consultations
Select a stage to explore the decision behind it.
01 / Discover
Start with the actual problem.
Discovery connects a request to the relevant domain, availability and expertise. The product starts with what the customer needs to solve.
02 / Connect
One journey, from matching to booking.
Discovery, scheduling and payments belong in one product. A shared platform lets each business offer that experience under its own brand, with isolated data.
03 / Deliver
Keep the whole experience together.
Video consultations happen directly inside the product. Split payments and invoicing complete the journey without sending the customer between disconnected tools.
Afterglow / Product provenance
Select a stage to explore the decision behind it.
01 / Identify
Give the product a verifiable history.
Each listed luxury product is linked to its provenance information. Authentication becomes part of the commerce experience.
02 / Authenticate
Build trust into the transaction.
An NFT links the product to provenance metadata, certification and its ownership chain. Traceability lives in the transaction layer.
03 / Transfer
Let the history follow the product.
Ownership transfers preserve the provenance trail. The product history stays connected as the item changes hands.
Other things I've built.
Different industries. The same intent.
02The blog
Ideas worth
building on.
Field notes on technical leadership, product building and financial infrastructure. Written from the work, for people doing the work.
Credit routing infrastructure: separate orchestration from underwriting
An engineering approach to multi-bank credit platforms: clarify decision ownership, isolate bank adapters and preserve application history across handoffs.
Read the field noteBuilding an expert marketplace: connect booking, video and payment
How to scope an expert consultation platform around a complete booking lifecycle, with explicit ownership of availability, payment and failure recovery.
The first CTO decisions: start with the workflow, not the stack
A practical architecture brief for founders: identify decision owners, failure states and operating constraints before choosing tools or expanding the team.
From reading to building
Have a similar challenge?
Let's put the thinking to work.
No recent article in this topic yet. Browse the full blog.
03Ways to work together
Bring me
the hard part.
A technical partner for the decisions that matter, and the execution that follows. Choose the challenge closest to yours.
01 / LEAD
CTO & technical strategy
Turn architecture questions, delivery friction and competing priorities into a technical direction your team can act on.
Map the challenge02 / BUILD
Product & execution
Shape the essential user journey, build its foundations and carry the product from a promising idea to a working launch.
Talk about the product03 / CONNECT
Fintech infrastructure
Connect origination, routing and distribution into a system that respects institutional responsibilities and real market constraints.
Explore the system